Calculator Guide
How to get the most out of GetWhized's tools
EV / ICE Cost Calculator
OpenHow it works
Add your vehicles
Start with the default EV and Gas car, or click 'Add EV' / 'Add Gas' to compare up to 5 vehicles side-by-side.
Set shared parameters
Enter how many miles you drive per year and choose whether to project by total miles or a fixed number of years.
Fill in each vehicle's details
For EVs: set the price, tax credit, loan terms, electricity rate ($/kWh), and efficiency (miles per kWh). For gas cars: set the price, MPG, and gas price.
Toggle insurance (optional)
Enable the insurance toggle to include annual insurance costs in the comparison. Choose monthly, 6-month, or annual premium input.
Read the results
The green 'Best Option' banner shows which vehicle costs least over your chosen period. The charts break down acquisition, fuel, maintenance, and total cost over time.
Key terms
What is 'Acquisition Cost'?
The total amount paid to own the vehicle — purchase price plus total interest paid on a loan, minus any tax credits or incentives.
What does ¢/mi mean?
Cost per mile for fuel/energy only. Lower is better. Useful for comparing energy efficiency regardless of the vehicle price.
What is the $7,500 EV federal tax credit?
A US federal incentive that reduces the effective purchase price of eligible new EVs. Enter $0 if your vehicle or income doesn't qualify.
What is kWh/mi (EV efficiency)?
Miles driven per kilowatt-hour of electricity. Most EVs range from 3–4 mi/kWh. Higher = more efficient.
Can I save my comparison?
Yes — click the 'Save' button in the top bar to store the current comparison in your account for later review.
Tips
Use the AI input bar
Describe your situation in plain English (e.g. 'I drive 12k miles/year, gas at $4, comparing a $45k Tesla vs a $30k Honda') and the AI will auto-fill the fields.
Export your results
Click PDF to download a visual report, or CSV to get raw data for your own spreadsheet analysis.
Financial Life Calculator
OpenHow it works
Choose Simple or Detailed mode
Simple mode needs just your income, expenses, savings, and debt. Detailed mode lets you add multiple bank accounts, debts, and investment assets.
Enter your current finances
Input your annual income, monthly expenses, current savings, and any outstanding debt with its interest rate and monthly payment.
Add life events (optional)
Click any life event button — Buying a Home, New Baby, Career Break, etc. — to add it to your timeline. Each event has configurable details like age, cost, and duration.
Compare two paths (optional)
Toggle 'Compare' to model two different life paths side-by-side — for example, renting vs buying, or taking a career break vs staying in your job.
Read the projection
The chart shows net worth, cash flow, debt, and income over time. Use the metrics cards at the top to switch between views. The milestones table shows key ages.
Key terms
What is Net Worth?
Total savings + asset values minus all debts. A positive and growing net worth means you're building wealth over time.
What is Cash Flow?
Annual income minus all expenses, debt payments, and event costs. Negative cash flow drains your savings each year.
What does the savings rate do?
In Simple mode, your savings earn this annual return (like a high-yield savings account or index fund). Default is 4.5%.
Why does net worth go negative?
If your expenses + debt payments exceed your income, savings get drained. Adding a high-cost life event at the wrong age can cause this.
Tips
Start with Simple mode
Get a quick projection first, then switch to Detailed mode to add accounts, assets, and debts for a more accurate picture.
Use the AI input bar
Say something like 'I'm 34, earn $90k/year, spend $3,500/month, have $25k in savings and $18k in student loans' and the fields will auto-fill.
Customize the layout
Click the settings icon (⚙) in the top bar to show/hide and reorder the results sections to focus on what matters to you.